Finance Calculators

Loans, EMI, interest, savings, salary and retirement planning.

45 calculators in this category.

Interest & compounding

Annual Compound Interest Calculator — Calculate growth when interest compounds once per year.
Compound Interest Calculator — See how money grows when interest earns interest, with optional regular contributions.
Credit Card Interest Calculator — Calculate the daily and monthly interest charged on a card balance.
Daily Compound Interest Calculator — Calculate growth when interest compounds every day.
Effective Interest Rate Calculator — Turn a nominal rate into its true effective annual rate under any compounding schedule.
Interest Calculator — Compare simple and compound interest on the same principal side by side.
Monthly Compound Interest Calculator — Calculate growth when interest compounds every month.
Simple Interest Calculator — Calculate interest charged on the principal only, with no compounding.

Business Loan Calculator — Calculate business loan repayments and check them against your cash flow.
Car Loan Calculator — Work out car finance payments including trade-in, down payment and sales tax.
Home Loan Calculator — Work back from a property price and deposit to the loan, its lifetime interest cost and what overpaying saves.
Loan Calculator — Work out the instalment on any amortizing loan, at monthly, fortnightly, weekly or quarterly repayments.
Mortgage Calculator — Estimate your full monthly housing payment including taxes, insurance and down payment.
Personal Loan Calculator — Estimate personal loan payments including origination fees and the true APR.

Investment Calculator — Project an investment forward with regular contributions, and see it in real terms after inflation.
Lumpsum Investment Calculator — Project the future value of a one-time investment.
ROI Calculator — Calculate return on investment as a percentage, with annualized return if you supply a holding period.
SIP Calculator — Project the maturity value of a Systematic Investment Plan, with optional annual step-up.

Credit Card Payoff Calculator — Find out how long your card takes to clear and what it truly costs.
Debt Payoff Calculator — See how long a debt takes to clear and how much extra payments save you.
Debt-to-Income Ratio Calculator — Calculate the DTI ratio lenders use to decide how much you can borrow.
Student Loan Calculator — Project student loan repayments, including interest that accrues while studying.

Future Value Calculator — Find what a sum today will be worth in the future, with optional periodic payments.
Overtime Pay Calculator — Calculate overtime pay at time-and-a-half, double time or a custom multiplier.
Present Value Calculator — Find what a future sum or stream of payments is worth in today's money.
Rule of 72 Calculator — Estimate how long money takes to double, or what rate you need to double it in a given time.

Hourly to Salary Calculator — Convert an hourly wage into weekly, monthly and annual salary.
Salary Calculator — Convert pay between hourly, daily, weekly, monthly and annual figures.
Salary to Hourly Calculator — Find your true hourly rate from an annual salary, including unpaid overtime.

Break-Even Calculator — Find the sales volume and revenue needed to cover all your costs.
Markup vs Margin Calculator — Convert between markup and margin percentages and see them side by side.
Profit Margin Calculator — Calculate profit margin, markup and the selling price you need to hit a target margin.

Annuity Calculator — Value a stream of equal payments, or find the payment a lump sum can sustain.
APY Calculator — Convert a nominal interest rate into annual percentage yield and back.
Bonus Calculator — Calculate a performance bonus and what lands in your pocket after tax.
CAGR Calculator — Find the compound annual growth rate between a starting and ending value.
Emergency Fund Calculator — Work out how large your emergency fund should be and how long it will take to build.
EMI Calculator — Work out a monthly instalment on a reducing-balance basis, and compare it against the same rate quoted flat.
Inflation Calculator — See how inflation changes purchasing power over time, forwards or backwards.
IRR Calculator — Find the internal rate of return — the discount rate that makes NPV zero.
NPV Calculator — Discount a series of cash flows to present value and decide whether a project creates value.
Pension Calculator — Estimate the pension pot you will build and the income it can provide.
Retirement Calculator — Project your retirement savings and check whether they will last through retirement.
Savings Calculator — Plan a savings goal: see what regular deposits grow to, or what you need to save each month.
Take-Home Pay Calculator — Estimate net pay after tax and deductions using rates you supply.