TDS Calculator

Calculate tax deducted at source and the net amount received.

Please note: A general estimate, not tax advice. Rates, bands, allowances and rules differ by country and change frequently. Enter the figures that apply to you and confirm with a qualified tax professional or your tax authority.

What the TDS Calculator does

Tax deducted at source is withheld by the payer and remitted directly to the tax authority. The recipient gets the net amount and claims credit for the TDS when filing, so it is a timing mechanism rather than an additional tax.

Formula

Base = Gross amount, or the excess above the threshold, depending on the rule
TDS = Base × Rate
Net received = Gross − TDS

Inputs explained

Input	Unit	Required	Notes
Gross payment amount	selected currency	Yes	Accepts more than 0.
TDS rate	%	Yes	—
Exemption threshold	selected currency	Optional	TDS applies only above this amount. Leave zero if it applies from the first unit. Accepts 0 or more.
Deduct from	one of 2 options	Yes	—
Currency	one of 10 options	Optional	—

How to use it

Choose Deduct from and Currency.
Enter Gross payment amount and TDS rate.
Optionally add Exemption threshold.
Select Calculate.

Worked example

A ₹250,000 professional fee with 10% TDS above a ₹30,000 threshold, applied to the excess.

Gross: 250000
Rate: 10
Threshold: 30000
Apply: Excess only

TDS on ₹220,000 = ₹22,000, so ₹228,000 is received.

Frequently asked questions

Is TDS an extra tax?

No. It is an advance payment against your final liability. If too much was withheld you receive a refund when you file.

Does TDS apply to the full amount or only the excess?

It depends on the section and payment type. Some rules deduct only on the excess above the threshold, others on the entire payment once the threshold is crossed.

Method and sources

Method. Tax is withheld at the rate entered, applied either to the whole payment or only to the excess above the threshold, depending on which basis is selected.

Assumptions

The rate and threshold entered are those for this payment type, and the basis chosen matches how the scheme actually applies.
The gross amount is the full payment before any withholding.

Limitations

Withholding schemes differ in whether the threshold is per payment, per year or per payee, and applying the wrong basis changes the answer substantially.
Withholding is a payment on account, not a final tax. The amount deducted is credited against the eventual liability, which may be higher or lower.
No rate table ships with this calculator: you supply the rates, so the result follows whichever jurisdiction and year you enter. That means it can never go silently out of date — but it also cannot warn you if the figures you entered are.

Sources

Your own tax authority's published guidance for the relevant year — Varies by jurisdiction. The withholding rate for the payment type, the threshold, and whether it applies to the whole payment or the excess.