Dividend Calculator
Calculate dividend income per period and the yield on your holding.
Please note: For information only, not investment advice. Share prices can fall as well as rise and past performance does not predict future results.
What the Dividend Calculator does
Dividend income is shares held multiplied by the dividend per share, times the number of payments a year. Yield expresses that annual income as a percentage of the current share price, which is how income investments are compared.
Formula
Income per payment = Shares × Dividend per shareAnnual income = Income per payment × Payments per yearDividend yield = Annual dividend per share ÷ Share price × 100
Inputs explained
| Input | Unit | Required | Notes |
|---|---|---|---|
| Number of shares | number | Yes | Accepts more than 0. |
| Dividend per share | selected currency | Yes | Per payment, not per year. Accepts more than 0. |
| Payment frequency | one of 4 options | Yes | — |
| Current share price | selected currency | Optional | Optional — shows the dividend yield. Accepts 0 or more. |
| Dividend tax rate | % | Optional | — |
| Currency | one of 10 options | Optional | — |
How to use it
- Choose Payment frequency and Currency.
- Enter Number of shares and Dividend per share.
- Optionally add Current share price and Dividend tax rate.
- Select Calculate.
Worked example
500 shares paying $0.68 quarterly, share price $62.
- Shares
- 500
- Dividend per share
- 0.68
- Frequency
- Quarterly
- Price
- 62
$340 per quarter, $1,360 a year — a yield of 4.39%.
Reading the result
- The "income over time" table is a flat projection, not a forecast — it multiplies today's rate forward with no growth or reinvestment, so read the rising totals as arithmetic, not as an expectation the payout stays unchanged for 20 years.
- "Net yield after tax" only appears once a tax rate is entered — a yield quoted elsewhere is typically pre-tax, so compare it against the gross figure here unless you have specifically entered your own rate.
Assumptions and limitations
- Dividend per share and payment frequency are both held fixed going forward — no growth is modelled here; the dividend growth calculator is the tool for a rising payout.
- Tax rate is a single flat percentage applied to all dividend income — it does not distinguish qualified from ordinary dividend tax treatment, which differ substantially in some jurisdictions.
Common mistakes
- Reading "monthly average" as an actual payment schedule — most payers, especially quarterly ones, pay in lumps rather than smoothly every month, which matters for cash-flow planning.
- Using a single recent dividend payment that turns out to be a special or one-time dividend, which overstates the projected annual income and yield for anything beyond that one payment.
Frequently asked questions
What is a good dividend yield?
Broad market yields typically run 1.5–3%. Anything above 6% deserves scrutiny — it often reflects a depressed price and an at-risk payout.
When do I need to own the shares to receive a dividend?
Before the ex-dividend date. Buying on or after it means the seller receives that payment, not you.