Crypto Compound Interest Calculator
Project compounded crypto yields with optional recurring deposits.
Please note: Cryptocurrency is highly volatile and can lose value rapidly. All prices are entered manually — no live market data is used. Nothing here is investment advice.
What the Crypto Compound Interest Calculator does
Compounding crypto yield means reinvesting rewards so they earn rewards of their own. The projection is in coin terms — a growing coin balance says nothing about what those coins will be worth.
Formula
Final = P × (1 + r/n)^(n×t) + recurring deposit future valueEffective APY = (1 + r/n)ⁿ − 1
Inputs explained
| Input | Unit | Required | Notes |
|---|---|---|---|
| Initial amount | number | Yes | Accepts more than 0. |
| Annual rate (APR) | % | Yes | — |
| Time period | years | Yes | Accepts more than 0. |
| Compounding frequency | one of 4 options | Yes | — |
| Recurring deposit | number | Optional | Accepts 0 or more. |
| Deposit frequency | one of 3 options | Yes | — |
| Coin price | selected currency | Optional | Accepts 0 or more. |
| Currency | one of 10 options | Optional | — |
How to use it
- Choose Compounding frequency and Deposit frequency.
- Enter Initial amount, Annual rate (APR) and Time period.
- Optionally add Recurring deposit and Coin price.
- Select Calculate.
Worked example
1,000 coins at 8% APR compounded daily for 3 years.
- Principal
- 1000
- Rate
- 8
- Years
- 3
- Frequency
- Daily
1,000 × (1 + 0.08/365)^1095 = 1,271.2 coins.
Frequently asked questions
Should I auto-compound?
It raises the effective yield, but each compounding transaction costs gas. On expensive chains, compounding too often can cost more than it earns.